a Put Your Equity to Work

Second mortgage debt consolidation loans have been a means by which homeowners have been able to use their home values to save money.   By taking out a debt consolidation loan (2nd mortgage) a borrower is able to combine the balances of current bills and debts into one loan... and one payment. (Click Here for more)

aDebt Consolidation for Homeowners with No Equity

Many new homeowners who may not yet have accrued equity find that a 125 second mortgage is a convenient way to lower overall monthly payments and consolidate debts incurred while financing or furnishing their new home.  By inputting some bill or payment information into our simple debt consolidation calculator , you may see for yourself if a no equity or debt consolidation loan can save you on your overall monthly payments. (Click Here for more)

a Drop the MI & Save $$!

95% of PMI policy holders overpay for PMI insurance by $114 million a month."  Are you one of them? Mortgage Insurance (PMI) is an insurance premium that is taken out by a mortgage company to protect "the lender" in the event of foreclosure (this has nothing to do with protecting the borrower- YOU) Drop it and you could save 100's! (Click Here for more)

a Credit  Not Perfect?

Every year, people are turned down for mortgage loans by banks and other financial institutions. Although they may have had some minor credit problems, these potential borrowers are usually responsible, creditworthy people. We offer a number of loan programs available for people who have been turned down by less progressive lenders. (Click Here for more)

Getting the Cash You Need can be Easier than You Think

At FirstTimeHomeBuyerCenter.com , we may offer low, competitive fixed and adjustable rate programs for borrowers with good to excellent credit with terms as well as numerous alternative refinance and equity loan programs to borrowers who may have been turned down by more conventional lenders.

a A FREE Analysis can Give You a Good Idea of Options!

It's a refinance market! Rates are the lowest they have been in years, but can you save money? A free mortgage analysis will give you the opportunity to have a local professional evaluate your current situation taking into consideration rate, term, debt, credit, loan type, mortgage insurance, etc. Based upon your information, you will be provided with several options-  or a "congratulations" if your situation is already optimized. The analysis is FREE, and there's no obligation, so request one today! (Click Here for more)

Can You Benefit from a

Refinance Loan!