first time home buyer, first time buyer program,first time buyer,  fha loan, california fha,  california first time home buyer  California First Time Home Buyer Information and Pre-Qualification
      Site Index  l  Mortgage  l  Real Estate  l  100% Finance   l   Pre-Qualify Now  l  First Time Home Buyers   l  Home

first time home buyer, first time buyer, California first time buyer, first time home buyer program, first time home buyer loan, FHA, FHA loan, California, California FHA, FHA Californiafirst time home buyer, first time buyer, California first time buyer, first time home buyer program, first time home buyer loan, FHA, FHA loan, California, California FHA, FHA Californiafirst time home buyer, first time buyer, California first time buyer, first time home buyer program, first time home buyer loan, FHA, FHA loan, California, California FHA, FHA Californiafirst time home buyer, first time buyer, California first time buyer, first time home buyer program, first time home buyer loan, FHA, FHA loan, California, California FHA, FHA Californiafirst time home buyer, first time buyer, California first time buyer, first time home buyer program, first time home buyer loan, FHA, FHA loan, California, California FHA, FHA Californiafirst time home buyer, first time buyer, California first time buyer, first time home buyer program, first time home buyer loan, FHA, FHA loan, California, California FHA, FHA California

Need FAST Answers?  Call Us Toll Free

 

Recent Bankruptcies

 

Apply Now!

first time home buyer, first time buyer program,first time buyer,  fha loan, california fha,  california first time home buyer

How long after a bankruptcy is discharged

can a borrower obtain a loan?

Today some lenders are able to take a look at person's overall credit and financial picture to seek out borrowers who may have had a single issue leading to the filing of a bankruptcy.  It is possible to obtain a 100% purchase loan with a recent bankruptcy discharge (in as little time as 1 week discharge).  These particular programs are credit score driven so if a person had good to excellent credit just prior to the bankruptcy, he/she may be able to qualify for 100% financing.  Alternatively, there are additional programs where if a borrower has a down payment (the percentage will vary based upon the credit score), financing is still possible with only an average rating.

 

FHA loans usually require 2 years seasoning from discharge on a Chapter 7 bankruptcy, and 1 year with a prompt payment history on a Chapter 13.

 

Apply today without obligation and a licensed loan officer will review your information and discuss your options with you!

first time home buyer, first time buyer, first time byer program, california first time home buyer

 

 

Click Below to e-mail us

info@firsttimehomebuyercenter.com 

 

first time home buyer, first time buyer, California first time buyer, first time home buyer program, first time home buyer loan, FHA, FHA loan, California, California FHA, FHA California